Government Scheme Directory
Explore active public welfare programs across Indian ministries and state departments.
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Ministry of Agriculture and Farmers Welfare
Central sector scheme providing ₹6,000 yearly income support directly to landholding farmer families across India in three 4-monthly tranches.
Centrally Sponsored Post-Matric Scholarship for SC Students
Ministry of Social Justice and Empowerment
Comprehensive financial assistance for Scheduled Caste students pursuing post-matriculation or post-secondary degrees, diplomas, or professional studies.
Pradhan Mantri MUDRA Yojana (PMMY)
Ministry of Finance / DFS
Collateral-free institutional business loans up to ₹20 Lakh across Shishu, Kishore, and Tarun categories for non-farm income-generating enterprises.
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)
Ministry of Rural Development
Financial assistance for construction of permanent pucca houses with basic amenities for homeless and kutcha house residents in rural areas.
Ayushman Bharat PM-JAY (Health Insurance)
Ministry of Health and Family Welfare / NHA
World’s largest health assurance scheme providing ₹5 Lakh per family per year for secondary and tertiary care hospitalization across India.
Stand-Up India for Women and SC/ST Entrepreneurs
Ministry of Finance / SIDBI
Facilitates bank loans between ₹10 Lakh and ₹1 Crore to SC, ST, and women borrowers setting up greenfield manufacturing, service, or trading enterprises.
PM Vishwakarma Scheme for Artisans & Craftspeople
Ministry of Micro, Small and Medium Enterprises (MSME)
End-to-end support for traditional artisans working across 18 family-based trades including carpentry, blacksmithing, pottery, sculpting, and tailoring.
Sukanya Samriddhi Yojana (Beti Bachao Beti Padhao)
Ministry of Women and Child Development / Finance
Government small savings scheme for parents of girl children with high compounding tax-free interest for higher education and marriage.
PM SVANidhi (Micro-Credit for Street Vendors)
Ministry of Housing and Urban Affairs (MoHUA)
Working capital micro-credit to urban and peri-urban street vendors to rebuild and grow their informal vending livelihoods.
Maharashtra Rajarshi Shahu Maharaj Shikshan Shulkh Shishyavrutti
Higher and Technical Education Department, Govt of Maharashtra
Provides 50% tuition and examination fee reimbursement to economically weaker General, EWS, and OBC students in recognized higher education courses in Maharashtra.
Uttar Pradesh Mukhya Mantri Kanya Sumangala Yojana
Women and Child Development Department, Govt of Uttar Pradesh
Conditional cash transfer in Uttar Pradesh providing ₹25,000 across 6 educational and health milestones from birth to graduation.
Karnataka Yuva Nidhi Scheme (Unemployment Allowance)
Department of Skill Development, Govt of Karnataka
Monthly unemployment allowance and free industry skill training to educated graduates from Karnataka institutions seeking jobs.
Atal Pension Yojana (APY)
Ministry of Finance / PFRDA
Government-backed pension scheme for workers in the unorganized sector providing a guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60.
Prime Minister’s Employment Generation Programme (PMEGP)
Ministry of MSME / KVIC
Credit-linked capital subsidy scheme providing up to 35% government subsidy for setting up new micro-enterprises in manufacturing (up to ₹50L) and service sectors (up to ₹20L).
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Ministry of Agriculture and Farmers Welfare
Comprehensive crop insurance covering yield losses due to non-preventable natural risks (drought, flood, pests, storms) at ultra-low farmer premium rates.
Central Sector Scheme of Scholarship for College & University Students (PM-USP)
Department of Higher Education, Ministry of Education
Merit-cum-means scholarship for meritorious college students who scored above the 80th percentile in 12th Board examinations.
Pradhan Mantri Awas Yojana - Urban (PMAY-U 2.0)
Ministry of Housing and Urban Affairs (MoHUA)
Interest subsidy and direct financial assistance for building or buying affordable pucca homes in urban statutory towns.
Pradhan Mantri Kaushal Vikas Yojana (PMKVY 4.0)
Ministry of Skill Development and Entrepreneurship (MSDE)
Free industry-aligned short-term skill certification, job placement assistance, and monetary reward for school/college dropouts and unemployed youth.
Pradhan Mantri Ujjwala Yojana (PMUY 2.0)
Ministry of Petroleum and Natural Gas
Provides deposit-free LPG connection along with free first refill and hotplate stove to adult women from poor and deprived households.
Pradhan Mantri Matsya Sampada Yojana (PMMSY)
Department of Fisheries, Ministry of Fisheries, Animal Husbandry & Dairying
Government financial assistance of 40% to 60% for fish farming, aquaculture ponds, biofloc units, fish feed mills, and refrigerated transport vans.
Begum Hazrat Mahal National Scholarship for Meritorious Girls
Ministry of Minority Affairs
Scholarship support to girl students belonging to notified minority communities (Muslims, Christians, Sikhs, Buddhists, Jains, Parsis) studying in Class 9 to 12.
ADIP Scheme (Assistance to Disabled Persons for Assistive Aids)
Department of Empowerment of Persons with Disabilities, MoSJE
Free modern assistive aids, motorized tricycles, braille kits, hearing aids, prosthetics, and cochlear implants to differently-abled persons.
Rajasthan Mukhya Mantri Ayushman Arogya Yojana
Medical and Health Department, Govt of Rajasthan
State flagship health assurance cover providing up to ₹25 Lakh cashless treatment cover per family per year in empaneled hospitals in Rajasthan.
Delhi Higher Education & Skill Development Credit Guarantee Scheme
Department of Training & Technical Education, Govt of NCT of Delhi
Collateral-free, third-party-guarantee-free educational loan up to ₹10 Lakh for students pursuing higher education in Delhi with Delhi Govt acting as guarantor.
Madhya Pradesh Mukhya Mantri Ladli Behna Yojana
Women and Child Development Department, Govt of Madhya Pradesh
Monthly unconditional direct cash transfer of ₹1,250 credited directly into the bank accounts of adult women in Madhya Pradesh to foster economic independence.