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Agriculture & Ruralundefined State
Ministry of Agriculture and Farmers Welfare
Pradhan Mantri Fasal Bima Yojana (PMFBY)
प्रधानमंत्री फसल बीमा योजना
Comprehensive crop insurance covering yield losses due to non-preventable natural risks (drought, flood, pests, storms) at ultra-low farmer premium rates.
1. Target Beneficiaries (Who It Is For)
All farmers growing notified crops in notified areas including sharecroppers and tenant farmers.
2. Why It Matches Your Profile (Gemini Reasoning)
Matches your broad demographic and occupation profile under centrally sponsored guidelines.
Criteria Met
- ✓State: Resident of All India
- ✓Category: Fits within General guidelines
- ✓Occupation: Aligns with job seeker status
3. Official Eligibility Criteria
All farmers growing notified crops in notified areas. Voluntary for all farmers (both loanee and non-loanee farmers).
Age Range18 - No Limit yrs
Income CeilingNo Income Cap
Target CategoryAll
Genderall
4. Scheme Benefits
Up to 100% Insured Sum Claim Cover
- Uniform maximum premium: Only 2% for Kharif crops, 1.5% for Rabi crops, and 5% for annual commercial/horticulture crops
- Balance premium subsidized equally by Central and State Governments
- Covers sowing prevention, standing crop loss, post-harvest losses, and localized disasters
5. Mandatory Documents Checklist
Land Revenue records (Khata/Khasra/RoR) or tenancy agreement
Sowing Certificate / declaration issued by Patwari or Village Officer
Aadhaar Card and Bank Account passbook
6. Application Procedure (BOTH)
1Apply via National Crop Insurance Portal (pmfby.gov.in) or nearest CSC / Bank
2Pay nominal premium (1.5% - 2%) before the seasonal cutoff deadline
3Crop loss reporting via Crop Insurance App within 72 hours of damage
7. Official Verification & Portal Link
Host Portal: National Crop Insurance Portal
8. Application Deadline / Status
Seasonal (July 31 for Kharif; Dec 31 for Rabi)
Data Verification Stamp
Verified against official gazette on 2026-08-11