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Ministry of Health and Family Welfare / NHA

Ayushman Bharat PM-JAY (Health Insurance)

आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना

World’s largest health assurance scheme providing ₹5 Lakh per family per year for secondary and tertiary care hospitalization across India.

Personal Match
46%
Highly Eligible
Apply on Official Portal

1. Target Beneficiaries (Who It Is For)

Bottom 40% vulnerable families identified by socio-economic criteria, plus all senior citizens aged 70+ irrespective of income.

2. Why It Matches Your Profile (Gemini Reasoning)

Strongly recommended based on your annual income within ₹3.0L ceiling.

Criteria Met

  • State: Resident of All India
  • Category: Fits within General guidelines
  • Occupation: Aligns with job seeker status

3. Official Eligibility Criteria

Households listed under SECC database rural deprivation parameters and designated urban worker categories. All senior citizens aged 70+ receive universal ₹5L coverage.

Age Range0 - No Limit yrs
Income Ceiling₹3.0 Lakh/yr
Target CategoryAll
Genderall

4. Scheme Benefits

₹5,00,000 / family / year cover
  • ₹5,00,000 health cover per family per year on a floater basis
  • Cashless and paperless treatment at 27,000+ empaneled public and private hospitals
  • Covers 1,900+ procedures, surgeries, and pre/post hospitalization diagnostics

5. Mandatory Documents Checklist

Aadhaar Card or Ration Card (family listing)
Active mobile number for eKYC OTP

6. Application Procedure (BOTH)

1Check status on beneficiary.nha.gov.in using Aadhaar or Mobile Number
2Visit any Empaneled Hospital or Common Service Centre (CSC)
3Complete biometric eKYC at Ayushman Mitra desk and download card

7. Official Verification & Portal Link

Host Portal: National Health Authority (NHA)

Open National Health Authority (NHA)
8. Application Deadline / Status
Continuous enrollment
Data Verification Stamp
Verified against official gazette on 2026-08-30