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Education & LearningDelhi State
Department of Training & Technical Education, Govt of NCT of Delhi
Delhi Higher Education & Skill Development Credit Guarantee Scheme
दिल्ली उच्च शिक्षा एवं कौशल गारंटी योजना
Collateral-free, third-party-guarantee-free educational loan up to ₹10 Lakh for students pursuing higher education in Delhi with Delhi Govt acting as guarantor.
1. Target Beneficiaries (Who It Is For)
Students who completed 10th & 12th in Delhi pursuing higher education degrees or diplomas in Delhi institutions.
2. Why It Matches Your Profile (Gemini Reasoning)
May not be directly accessible: Scheme is exclusive to residents of Delhi, but your profile state is All India.
Criteria Met
- ✓State: Resident of All India
- ✓Category: Fits within General guidelines
- ✓Occupation: Aligns with job seeker status
3. Official Eligibility Criteria
Candidate must have completed 10th and 12th grade from recognized school located in NCT of Delhi. Pursuing diploma/degree in approved Delhi college.
Age Range16 - 35 yrs
Income CeilingNo Income Cap
Target CategoryAll
Genderall
4. Scheme Benefits
Up to ₹10,00,000 collateral-free education loan
- Collateral-free education loan up to ₹10,00,000
- No margin money required for loans up to ₹10 Lakh
- Repayment begins 1 year after course completion with 15-year tenure
5. Mandatory Documents Checklist
10th and 12th marksheets from Delhi school
Delhi residence proof (Aadhaar / Voter ID / Ration card)
College admission letter and detailed course fee structure
Bank account details
6. Application Procedure (ONLINE)
1Apply online on Delhi Higher Education Portal (edistrict.delhigovt.nic.in)
2Upload marksheet proving Delhi schooling and college admission proof
3Designated bank sanctions loan with Delhi Govt credit guarantee
7. Official Verification & Portal Link
Host Portal: Delhi e-District / Higher Education Portal
8. Application Deadline / Status
Open throughout academic session
Data Verification Stamp
Verified against official gazette on 2026-08-24