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Women and ChildCentral Sector
Ministry of Women and Child Development / Finance
Sukanya Samriddhi Yojana (Beti Bachao Beti Padhao)
सुकन्या समृद्धि योजना
Government small savings scheme for parents of girl children with high compounding tax-free interest for higher education and marriage.
1. Target Beneficiaries (Who It Is For)
Parents or legal guardians of girl children aged 10 years or younger.
2. Why It Matches Your Profile (Gemini Reasoning)
May not be directly accessible: Age limit is 0 to 10 years (your age: 25).
Criteria Met
- ✓State: Resident of All India
- ✓Category: Fits within General guidelines
- ✓Occupation: Aligns with job seeker status
3. Official Eligibility Criteria
Account opened by parent/guardian for a girl child from birth until 10 years. Maximum two accounts per family (three in case of twins/triplets).
Age Range0 - 10 yrs
Income CeilingNo Income Cap
Target CategoryAll
Genderfemale
4. Scheme Benefits
8.2% p.a. Tax-Free Compounding Interest
- Sovereign guaranteed interest rate (8.2% p.a., compounded annually)
- Triple Tax Exemption (EEE status under Section 80C)
- Partial withdrawal up to 50% for college education after age 18
5. Mandatory Documents Checklist
Birth Certificate of the girl child
Identity and address proof of the guardian (Aadhaar/PAN)
Guardian passport size photograph
6. Application Procedure (OFFLINE)
1Visit any Post Office branch or authorized commercial bank
2Submit account opening form with birth certificate and KYC
3Deposit initial opening balance (min ₹250)
7. Official Verification & Portal Link
Host Portal: India Post / Reserve Bank of India
8. Application Deadline / Status
Open until child turns 10
Data Verification Stamp
Verified against official gazette on 2026-08-01